Independent contractors planning invoices and receipts at a modern desk with camera, notebook, and laptop
Independent contractor accounting

Your work is unique — your accounting should be too.

From yoga mat to camera lens, Legacy Finance keeps client billing, gear deductions, and self-employment estimates in one calm workflow. Why wrestle with three separate apps when one tool can follow the way you actually earn?

Tools by trade

Yoga instructors, photographers, and writers don’t invoice the same way — so why should their software be generic? Each card below points to a different rhythm, with billing, deductions, and tax estimates tuned to the work itself.

Yoga instructors

Package passes, private sessions, and studio rentals stay in one place. Need recurring class billing with a few quick edits? You’ll have it in seconds.

  • Class package invoicing
  • Studio rental expense tracking
  • Client reminder-friendly templates

Photographers

Session fees, licensing, and gear depreciation don’t belong in a plain spreadsheet. Our tools keep the invoice clean while the deductions stay audit-ready.

  • Session vs. package billing
  • Camera and lens depreciation
  • Gear and mileage tracking

Writers

Per-word jobs, retainers, and royalty income can all live together without drama. Why not track every article, pitch, and payment with less effort?

  • Per-article and retainer invoices
  • Royalty income tracking
  • Research expense logging
Equipment depreciation

Turn gear into tax savings

Add a camera, a laptop, or a reformer with purchase date, cost, and business-use percentage. Then let Legacy Finance estimate Section 179 or MACRS treatment without the usual guesswork. Who wants to do depreciation by hand at midnight?

  • Inline edit for equipment records
  • Year-by-year deduction breakdown
  • Schedule C-ready summary for filing time
Open the tax calculator

1. Add the asset

Enter gear cost, date placed in service, and business-use share.

2. Watch the deduction path

See the yearly result before tax season creeps up on you.

3. Export the summary

Keep the numbers organised for your records and Schedule C.

Invoicing that fits your services

A retreat deposit, a portrait session, or a manuscript retainer — each one needs a different language. Our invoice templates make that easy, and yes, they still look polished enough to send the same day.

Elegant invoice preview on a tablet beside a notebook and pen in a bright studio workspace

Send the right invoice, every time

Use recurring billing for weekly classes, fixed pricing for event coverage, or word-count pricing for editorial work. Need a retainer with milestone notes? That’s here too.

Income blending

Mix 1099, W-2, and royalties effortlessly

Some months are busy. Others are quiet. That’s normal. Legacy Finance tracks blended income so your quarterly estimates reflect the real picture instead of a rough shrug.

Separate each stream

1099 work, W-2 shifts, and royalties stay organised with their own tax treatment.

See the blend clearly

Your summary updates as income shifts, so nothing feels buried.

Estimate quarterly with confidence

Blend earnings and deductions before deadlines arrive.

I focus on my students, not my spreadsheets.

Billing for private sessions used to eat my evenings. Now the packages, reminders, and tax estimates are already sorted before I roll up my mat. It feels calm, which is exactly what my business needed.

Mezquital Whallen, yoga instructor

More time for client work

Legacy Finance makes the admin side feel lighter. Why carry clutter when your week is already full?

Easy to trust

The invoice templates look polished and the numbers stay clear.

Built for repeat work

Retainers, sessions, and royalties all fit without awkward workarounds.

Contractor FAQs

A few quick answers before you dive in. Got multiple income streams, different equipment, or a split business setup? That’s exactly the kind of complexity this page was built for.

Yes. You can keep separate profiles for each business line, which makes it easier to review income, deductions, and tax estimates without mixing the books.
Right now, the mobile browser experience is optimised for on-the-go work. A dedicated app is planned for 2025.
You can choose Section 179 or MACRS, depending on the asset and how you want to handle depreciation. The calculator does the heavy lifting either way.

Ready to simplify your contractor finances?

Join thousands of yoga teachers, photographers, and writers who want billing, deductions, and estimates in one place.

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