Clear terms. Real guardrails.

Terms of Service

Effective Date: October 1, 2024. By using Legacy Finance, you agree to straightforward online accounting terms that explain account rules, billing limits, and how our invoice generator and tax calculator are meant to be used. Fair enough?

One account per person
Cancel anytime
Indiana arbitration
Professional reviewing financial documents beside a laptop in a softly lit office with polished brass details

Designed to be readable.

We wrote these terms to protect both sides without burying the essentials. You shouldn't need a law degree to understand your individual account rules, should you?

Your agreement with us

Here's the plain-language version of the online accounting terms. We keep it structured, direct, and easy to scan, because who wants to hunt for the actual rule in a wall of text?

Account registration

Use accurate information, keep one person per account, and don't hand your login to a friend. That helps us protect your data and keeps the invoice generator agreement clean and traceable.

Free tier and paid plans

Some tools are free, and some plan comparison options unlock paid features. If you upgrade, we'll show pricing clearly before you commit, and you can cancel anytime without a long-term contract.

Acceptable use

Use the platform for lawful accounting work only. No reverse engineering, no automated abuse, and no attempts to break the service. Simple boundary, right?

Data and intellectual property

You own the financial data you upload. We own the platform, the interface, and the underlying software. Your records stay yours; our product stays ours.

Limitations and liability

We work hard to keep calculations accurate, but we can't be responsible for errors caused by incorrect inputs, missing records, or outside tax changes. If something goes wrong on our side, our liability is capped at the fees you've paid.

Suspension and termination

We may suspend access when a violation creates risk for the service or other users. If that happens, we'll say why and what comes next whenever we can.

  • 30-day money-back guarantee for paid plans.
  • No long-term contracts, ever.
  • Regular updates with 30 days' notice.
  • Indiana arbitration for disputes.

In plain English

We believe terms should be understandable at a glance. Isn't that the point of a modern accounting tool?

Short version.

  • You keep ownership of your financial data.
  • We don't lock you into yearly contracts.
  • If we make a mistake, liability is limited to fees paid.
  • Disputes are resolved through Indiana arbitration.

Individual account rules

Keep your profile accurate, use it for yourself, and tell us if your details change. That keeps billing, support, and tax records easier to manage.

Tax calculator terms

Our calculator helps estimate, plan, and organise. It doesn't replace a licensed professional, especially when your numbers are complex or your tax situation shifts.

US accounting service terms

We update the service from time to time, and we'll give 30 days' notice for material changes whenever possible. Why hide the fine print?

Legal inquiries

If you need to talk to us about these terms, send a message. We'll route it to the right place and get back to you as soon as we can.

Contact legal

Email legal@legacyfinance.com or write to 4302 Swanson Drive, Indianapolis, IN 46228, Attn: Legal.

Need a faster answer? Mention your account email and the section you're asking about. That saves everyone a round trip.